侦探破案式信用分析训练
将抽象的5C要素理论(品格、能力、资本、抵押、条件)转化为具象的「侦探破案」过程。通过角色生成、访谈、画像验证三步,建立系统的信用评估思维框架。
每个角色都有隐藏的信用优缺点,你需要通过访谈挖掘出真实信息。
AI Startup Founder
CEO of a 2-year-old AI startup seeking a business loan for team expansion.
Sophomore Student
A college student seeking a consumer loan for electronics and travel.
Restaurant Owner
Runs a community Chinese restaurant for 8 years, seeking loan for renovation and delivery expansion.